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<P>Many people enjoy bickering and moaning about how annoying their jobs are. Have you found yourself doing the same? How frustrated or tired are you from your present job? Are you thinking about a career or job switch but just don't have the guts <STRONG>to take time off</STRONG> because you have found yourself in a rather comfortable niche? </P>
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<P>It is easy to stay and grow in your present job without making any drastic career changes. You should put your life in perspective. How deep however is your drive? Do you have a desire to explore and realize your options? </P>
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<P>What is commonly known in the teaching industry as a teacher's sabbatical used primarily for furthering one's education is now becoming more and more common in many work sectors. Taking a year out is healthy, important and can result in exploring a variety of options.</P>
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<P>Taking time off for many people however is a scary thought and may not suit every type of individual. Most people need the comfort and security of the framework of a job. Time off from work could be the difference of finding a new job that you now love, job security but in a completely different sector than you are used to, different benefits and so on. </P>
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<P>Here are some common questions most people have in their minds when pondering the thought of taking time off from work.</P>
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<P>1<STRONG>. How much time should I take?</STRONG> </P>
<P>This is entirely your call, but undoutably, economic factors and considerations will be the main basis for your decision. If you are a teacher and have saved in a teacher's fund strictly for the purpose of a sabbatical, then this is completely set out for you. (but even then, watch out as some teachers' funds are only a percentage of their average years of work.) Other work employees should consider their savings plans and how they can [and should] supplement their one family incomes. Taking time off even for a few months at a time, may be just the right amount of time you need to explore other career options.</P>
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<P>2. How should I plan for taking time off?</P>
<P>This long term planning needs special consideration. Check with your bank to explore options about special saving funds with high interest rates. Perhaps you can arrange for deductions through your work employer. Some even offer tax incentives.</P>
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<P>3. How and when should I start the planning process?</P>
<P>There's no better time than today! If you know when you want to take a long period of time off, speak to your boss as soon as possible. Examine the alternatives. The earlier the planning, the more time you will have to decide how you would like to spend your time off. Get online. Research your programs. Analyze your cost framework. </P>
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<P>4. How can I finance the sabbatical?</P>
<P>There are many financial opportunities available including applying for research and personal grants. There are low interest loans and scholarships for those who qualify.</P>
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<P>Writer's note: Being one who has been through the planning process, do not hesitate to email me if you have any questions or concerns. Good Luck!</P>
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