<?xml version="1.0" encoding="UTF-8"?>
<step>
  <created-at type="datetime">2007-12-05T14:32:06-08:00</created-at>
  <deleted-at type="datetime" nil="true"></deleted-at>
  <id type="integer">6326</id>
  <lesson-id type="integer">3999</lesson-id>
  <lesson-version-id type="integer">5321</lesson-version-id>
  <position type="integer">1</position>
  <updated-at type="datetime">2007-12-05T14:32:06-08:00</updated-at>
  <contents type="array">
    <content type="TextContent">
      <asset-id type="integer" nil="true"></asset-id>
      <created-at type="datetime">2007-12-05T14:32:06-08:00</created-at>
      <deleted-at type="datetime" nil="true"></deleted-at>
      <description>&lt;center&gt;&lt;b&gt;&lt;a href="http://www.unsecuredloansnow.com/" title="Unsecured Loans Now" target="_blank"&gt; &lt;img src="http://img156.imageshack.us/img156/9342/107841artstudent71dz4.jpg" alt="chase credit card, credit card, credit card offers, credit cards, loans, reduce credit card debt, unsecured financing, unsecured loans" border="0"&gt;&lt;/a&gt;&lt;/b&gt;&lt;/center&gt;&lt;p&gt;&lt;br&gt;&lt;span style="font-weight: bold;"&gt;Student credit cards&lt;/span&gt;
are looked at by most students as an easy way to spend more money. But
using every student credit card that is thrown at you does not make
much financial sense. Used properly, a student credit card can prepare
you for the future and enhance your money management and planning
skills.&lt;br&gt;&lt;br&gt;&lt;span style="font-weight: bold;"&gt;The Benefits Of Smart Use Of Student Credit Cards&lt;/span&gt;&lt;br&gt;&lt;br&gt;Through proper use of your student credit card, you &lt;span style="font-weight: bold;"&gt;build good credit history&lt;/span&gt;. This is something that will stand by you in the future. A &lt;span style="font-weight: bold;"&gt;good credit report&lt;/span&gt;
helps you in future employment, your first car purchase, home purchase,
as well as insurance. An intangible benefit of student credit cards is
that it helps organize your finances. By being able to see a report of
your spending you might realize that your nightly pizza for the year
could have bought you your first car. But hey--a student credit card is
not about giving up pizza! It is about learning more about where your
cash is flowing, which is a very good &lt;span style="font-weight: bold;"&gt;financial preparation&lt;/span&gt; for the future.&lt;br&gt;&lt;br&gt;&lt;a href="http://www.ideamarketers.com/?Student_Credit_Cards_-_Planning_For_The_Future&amp;amp;articleid=100212&amp;amp;from=PROFILE"&gt;&lt;span style="font-weight: bold;" target="_blank"&gt;Read full article&lt;/span&gt;&lt;/a&gt;&lt;br&gt;&lt;br&gt;&lt;span style="font-weight: bold;"&gt;&lt;br&gt;Resources for&lt;/span&gt; &lt;a href="http://www.unsecuredloansnow.com/un/studentcreditcards.htm" style="font-weight: bold;" target="_blank"&gt;Student Credit Cards&lt;/a&gt;&lt;br&gt;&lt;span style="font-size: 85%;"&gt;&lt;span style="font-style: italic;"&gt;Credit Cards with no deposit or additional collateral required!&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style="color: rgb(153, 153, 153); font-style: italic; font-size: 85%;"&gt;&lt;a href="http://www.foxytunes.com/signatunes/" style="color: rgb(102, 102, 102);" title="FoxyTunes - Web of music at your fingertips"&gt;&lt;/a&gt;&lt;/span&gt;&lt;/p&gt;</description>
      <id type="integer">14431</id>
      <lesson-id type="integer">3999</lesson-id>
      <position type="integer">1</position>
      <step-id type="integer">6326</step-id>
      <style-id type="integer">1</style-id>
      <updated-at type="datetime">2007-12-05T14:33:36-08:00</updated-at>
    </content>
  </contents>
</step>
